Self-Employed & 1099 Earners
Your tax returns show write-offs, not the cash flow you actually live on. Bank statement loans qualify you on deposits instead.
Bank Statement LoansOne Team, Every Step of the Way
There's a better way to get a mortgage — and it starts here.
Entrust Home Lending is a Houston-based mortgage brokerage & lender. We serve all of Texas. Our originators have spent their careers earning industry recognition. Why? Because they treat borrowers right.
Our Team →Here's how most brokers do it.
You fill out an application. It disappears into an underwriting center. You'll never talk to them. For the next 30 days, you're chasing updates. From whoever picks up the phone. Sound familiar?
That's not us.
Our loan officers and processor bring 22 years of combined experience. They don't hand you off. The same team that answers your first call? They're the same team at your closing table. We're all bilingual, so language is never a barrier. And we're always just a text or phone call away.
That's the idea behind our name:
You're trusting us with one of the biggest financial decisions of your life. Everything we do is built to earn that trust.
Our Team
The Team Behind Your Loan
Franky Bonilla
President & Founder
NMLS #216607
832-206-8457
Aracely Brady
VP of Operations / Loan Originator
NMLS #2651296
832-574-9660
Camilo Gutierrez
Producing Manager, Senior Loan Originator
NMLS #221404
832-969-2696
Chris Bonilla
Senior Loan Originator
NMLS #2117596
281-706-3178
Isaac Cornejo
Senior Loan Officer
NMLS #1776969
346-256-7253
Mary Jo Seifert
Senior Loan Officer
NMLS #222223
713-344-8466
Bryan Martinez
Production Manager
346-730-1153
Pamela Cornejo
Lead Manager
832-953-9171Award-Recognized Loan Officers
NAHREP Top 250
Latino Mortgage Originators
TDHCA Top Performing
Loan Officer
Scotsman Guide
Top FHA Originator
NAHREP Loan Officer
of the Year
How We Work
Most mortgage brokers work the same way: you fill out an application, it gets routed to an underwriting center you'll never speak to, and you spend the next 30 days getting updates from whoever picks up the phone that day.
That's not how we do it.
Every loan we originate — FHA, conventional, non-QM, and investor products alike — is underwritten in-house, by the same team that took your application. Our loan officers and processor bring 22 years of combined experience to the table, and they stay on your file from the first conversation to the closing table.
It's why our name is
Entrust:
to commit or place in one's care or keeping; to permit to stay or go, or to do something, without fear or misgiving.
You're trusting us with one of the biggest financial decisions you'll make. We built our process around earning that.
Licensed under NMLS #2581928, our team has been individually recognized by NAHREP, TDHCA, Scotsman Guide, and Radian — credentials earned loan by loan, not awarded for size.
Our Borrowers
Who We Help
Most of the files we work don't fit a standard box. These are the situations we see most often.
ITIN Filers
No Social Security number. An ITIN loan uses the same taxpayer number you already file with.
ITIN LoansForeign National Buyers
Buying investment property in Texas without U.S. residency or a domestic credit history.
Foreign National LoansReal Estate Investors
Qualify on the property's rental income instead of your own, or close fast with hard money when a deal can't wait.
DSCR LoansFirst-Time Buyers
Limited down payment savings, or credit that's still rebuilding. FHA pairs with down payment assistance programs.
FHA LoansSpanish-Speaking Families
Work the entire process in Spanish, from pre-qualification through closing, with the same loan officer.
Se Habla EspañolWant to Talk to Someone on the Team?
Reach out directly — no call center, no runaround.
