Bank Statement Loans
Qualify using personal or business bank statements instead of tax returns — built for self-employed borrowers whose tax returns don't reflect their real cash flow.
Read MoreMortgage Broker in Humble, TX
Entrust Home Lending helps buyers and investors across Humble finance everything from a first home to a rental property, with FHA, conventional, DSCR, and hard money financing available.
Talk to a Humble Loan Officer
Humble and the surrounding Kingwood, Fall Creek, and Atascocita areas draw a mix of first-time buyers and investors, particularly around the George Bush Intercontinental Airport job corridor, where airline, logistics, and hospitality employment supports a steady rental market alongside owner- occupant demand.
FHA financing is the most common path for first-time buyers here, and TSAHC or SETHFC down payment assistance frequently gets paired with it to lower the cash needed at closing. For buyers whose income comes from shift work, contract work, or a small business tied to the airport corridor rather than a standard salary, bank-statement and non-QM underwriting evaluate what actually lands in the bank rather than what a pay stub alone can show.
The airport corridor’s rental demand also makes Humble a common market for investors — DSCR financing qualifies a purchase off the property’s own rental income rather than the borrower’s personal income, which is particularly useful for an investor scaling up a portfolio of single-family rentals in Kingwood or Atascocita. Hard money financing covers purchases and renovations that need to close faster than conventional underwriting allows.
Communities We Serve Near Humble
Kingwood, Fall Creek, Eagle Springs, Atascocita, and the surrounding area.
Local Down Payment Assistance
- Texas State Affordable Housing Corporation (TSAHC) down payment assistance
- Southeast Texas Housing Finance Corporation (SETHFC) homebuyer programs
Loan Programs
Financing for Humble Buyers and Investors
A sample of what we originate — see the full list of loan programs for everything we offer.
Conventional Loans
Financing not backed by a government agency — usually means fewer overlays, more flexible property types, and no upfront mortgage insurance premium for buyers with stronger credit.
Read MoreDown Payment Assistance
Grant and bond programs that can cover part or all of your down payment and closing costs, often paired with FHA or conventional financing.
Read MoreDSCR Loans
Qualify investment property financing off the property's rental income, not your personal income — no tax returns or employment verification required.
Read MoreFHA Loans
Government-backed financing built for buyers with limited down payment savings or a credit history that doesn't fit a conventional box — including flexible credit-score guidelines and 100% financing programs.
Read MoreITIN Loans
Home financing for borrowers who file taxes with an ITIN rather than a Social Security number.
Read MoreAward-Recognized Loan Officers
NAHREP Top 250
Latino Mortgage Originators
TSAHC Top Performing
Loan Officer
Scotsman Guide
Top FHA Originator
NAHREP Loan Officer
of the Year
How It Works
What Working With Us Looks Like
01
Plan
See what your dream home could look like. Run the numbers yourself with our calculators — no commitment, no credit pull, just a starting point.
Try the Calculators →02
Contact
You've got a rough idea what you can afford — now it's time to connect with a loan officer who can guide you through the next steps.
Meet Our Team →03
Review
A loan officer reviews your file personally and tells you what you qualify for, and what to fix if you don't yet.
04
Process & Underwrite
We handle documentation, appraisal, and underwriting in-house and keep you updated at every step.
05
Close
Clear to close, sign, and get your keys — with milestone updates the whole way.
Our Office
Financing a Home in Humble?
Talk to a local loan officer who already knows the market.
